Edward Daniels Group
Trust | Transparency | Guidance
Recruiting & Staffing • Recruiting in New York City • Consultants or Permanent Employees • HR
2 - 10
Mortgage Underwriter
March 12
🏢 In-office - Manhattan
Edward Daniels Group
Trust | Transparency | Guidance
Recruiting & Staffing • Recruiting in New York City • Consultants or Permanent Employees • HR
2 - 10
Description
• Underwrite Conventional & Jumbo Loans in accordance with FFF overlays • Underwrite Conventional & Jumbo Loans in accordance with all agency guidelines and Investor Overlays • Perform industry-standard underwriting activities (e.g. reviewing Income, assets, title, appraisal, loan application, etc.) • Access all risk factors of loan and ensure it meets guidelines • Report to Manager in regard to protocol and file escalation • Check for accuracy of all incoming loan information for file and report discrepancies • Ensure that all of the tax, title, insurance, and closing documentation is in place • Interface borrowers, loan processors, loan officers, and underwriting in an effective manner • Review the appraisal to make sure it is accurate and thorough, so that the home is truly worth at least the purchase price on purchases and value on refinances • Maintain, understand, and follow lender / Agency / Investor guidelines at all times • Underwriters to make sure all of loan factors meet particular loan guidelines • Maintain dates in loan origination system pertaining to underwriting (as applicable) • Submit mortgage loans to automated underwriting systems for approval within investor guidelines • Assure all FINAL numbers and information are updated in the file and system prior to issuing a clearance to close • Ensure file compliance prior to closing being requested • All other duties as defined by Employer from time to time
Requirements
• Bachelor's degree preferred • Minimum 3 years of experience in underwriting Conventional & Jumbo Loans • Knowledge of FFF overlays, agency guidelines, and investor overlays • Strong attention to detail • Excellent communication skills • Ability to work effectively in a remote setting
Benefits
• Remote position • Competitive salary • Health, Dental, and Vision Insurance • Paid time off • Company-provided equipment
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