Underwriter - Small Commercial Insurance

July 9

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Thimble

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Quick-thinking insurance for fast-moving businesses.

Drone • Insurance • Independent Workers • Small Business • Handymen

11 - 50

Description

• Primary underwriting responsibilities for the Verifly Insurance Services, LLC dba Thimble Insurance Services, a general agency • Ongoing development, revision, implementation, and maintenance of underwriting guidelines and coverage applications • Ensure adherence to underwriting guidelines and principles of Thimble Underwriting referrals in accordance with Thimble standards • Assist claim adjusters with underwriting issues on claims where required • Assist in the development of initial filings for new products and filing updates for mature products that contain meaningfully unique features perceived highly valuable by customer groups, solve basic insurance needs, and produce an acceptable underwriting profit • Monitor and manage underwriting risk to deliver target loss ratio while supporting Thimble's mission and strategy • Identify necessary underwriting changes

Requirements

• 7+ years of commercial insurance experience in P&C underwriting, including small commercial experience • Ability to analyze and make decisions on policies in a timely manner • Insurtech and/or startup experience highly preferred • Ability to work well and respectfully with others, with minimal supervisions, and in a very fast-paced environment • Ability to effectively manage multiple projects, prioritizing high impact ones • Ability to make decisions quickly and decisively • Exceptional written and oral communication skills • Microsoft Word and Excel proficiency • Creative problem solving, not problem identifying • Bachelor's Degree or equivalent experience

Benefits

• Act. Move forward. Learn. You can only make a decision based on the best information you have – so make it. • Be ruthlessly precise. Disciplined. Sweat the small stuff. • Get to the point. Make it crystal clear. Cut everything else. It’s our job to make insurance easy – however hard that is for us. • Show up early and ready. Deliver on time or before. Make the most of your time, so others can make the most of theirs. • Treat every person, and their ideas, with respect. Cherish diversity.