Associate Director, Debt Finance - C&I

September 5

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OakNorth

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The creator of the ON Credit Intelligence Suite - proven cloud software transforming commercial lending.

501 - 1000

Description

• Be a key member of the launch team, bringing your extensive knowledge of US lending dynamics to bear while leveraging the power of OakNorth’s proven model and world-class data and analytics • Build a book of business in the US through sourcing, structuring and executing transactions in-line our lending ethos • Own, manage and develop customer relationships, putting experience and delight at the forefront, and serving as a true partner vs. “just a banker” • Drive innovation in our product proposition to improve customer experience levels whilst maintaining asset quality • Set and meet aspirational team and individual targets including profit, credit quality, new customers, retention and customer satisfaction • Own the end-to-end deal process, including: Build a healthy pipeline and the reputation of OakNorth with customers, financial sponsors, developers, etc. • Work with borrowers from initial conversation through closing and in-life, guiding them through our lending process • Spread financial accounts and create financial models, including forecasted cash flows and sensitivities to assess debt capacity and repayment • Work hand-in-hand with our Credit Analytics team to prepare credit memos • Ensure transactions are documented in accordance with credit approved terms and sanctions • Continue to identify new opportunities for existing clients, and leveraging their networks to uncover new prospects • Collaborate with our team of world-class lenders, credit professionals, transaction lawyers, and others across the US, UK and India, while living OakNorth's values at all times

Requirements

• The “entrepreneurial itch” and desire to get in on the ground floor of our US venture • Willingness to think differently as we redefine commercial lending in the US • In-depth understanding of the US market, with an extensive network in US C&I lending – both customers and potential team members • Proven success within commercial banking or leveraged finance, with experience in senior, stretched senior and mezzanine cashflow unsecured transactions • Strong credit, financial analysis and modelling skills, including the ability to write strong, structured credit papers and present these clearly at credit committee • Strong problem-solving ability, capacity to think creatively through different deal structures and aptitude to partner with our legal team on documenting these • Obsession with customers, with excellent communication and customer facing skills, and ability to build long-term lasting relationships